logo Money
Menu

Privacy Policy

Money Tick is a leading provider of financial services. Our customers, consumers, prospects, registered users, applicants for employment, and others with whom we do business entrust us with their personal data and personally identifiable information and they expect us to protect that Personal Information with the same level of care we do our own. This is fundamental to the way we do business.

At SAISH CAPITAL we’re committed to protecting and respecting your privacy. We know that you care about how your information is used and shared and we appreciate your trust in us to do that carefully and sensibly. This notice describes our privacy policy and forms part of our website terms and conditions

SAISH CAPITAL believes it is important to protect your Personal Data and we are committed to giving you a personalised service that meets your needs in a way that also protects your privacy. This policy explains how we may collect Personal Data about you. It also explains some of the security measures we take to protect your Personal Data and tells you certain things we will do and not do

What information do we collect from you?

We collect Personal Data from you:

  • When you take a service o from us.
  • When you contact us, or if you have replied to a communication from us.

What type of information is collected from you?

We collect Personal Data from you:

  • Contact details.
  • Date of birth.
  • Email details.
  • Bank details.

How is your information used?

We use your information so that:

  • We can identify you when you contact us.
  • We can identify accounts and services you may have from us.
  • We can offer you other services.
  • We can improve your account administration.
  • We undertake marketing analysis, credit strategy and customer profiling.
  • We can continue to market to you with relevant offers.
  • To prevent and detect consumer vulnerability.
  • To help us prevent and detect fraud and loss.

Who has access to your information?

  • All our staff.
  • Third parties including police or government agencies should they request it.
  • If any officials request it for legal proceedings.
  • Credit brokers.
  • Lenders, if we sell your data.
  • If our company and all of its assets are bought by a third party your personal data will also be transferred to this third party.
  • If we need to pass on personal data to others who offer administration services, marketing information and customer services.

What type of third parties do you pass my data to?

Debt Management Companies offering financial solutions such as debt management plans, bankruptcy, individual voluntary arrangements and protected trust deeds. We may also pass your data to other partners such as:

  • Debt management providers.
  • Credit report information service providers.
  • Housing services.
  • Unsecured lenders.
  • Secured lenders.
  • Short term lenders.
  • Alternative lenders.
  • Peer to peer lenders.
  • Guarantor lenders.
  • Other credit brokers.

Why do you sell data?

We are a licenced credit broker. That is our business and how we make our revenue. If you apply on one of our websites for a loan we will pass your details to one of our panel of lenders. You will be matched according to your requirements. We will be paid a fee for the introduction by the lender.

How safe is my data?

We carry out comprehensive due-diligence on each party that we work with to ensure your personal data is secure and that the communication you receive is relevant to your needs. Communication from the third party may be by email, SMS or telephone.

We will not disclose your Personal Data to any third party except in accordance with this Privacy Policy.

What security do you have to protect my data?

We have a very strict policy on protecting your Personal Data:

  • We make sure we do thorough checks on everyone we work with.
  • Credit report information service providers.
  • We use encrypted software.
  • We continually test our systems to see whether it can be penetrated by malicious software and outside third parties looking to steal data. Our regulators expect us to do this to ensure our systems are secure.
  • We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personally identifiable customer information.

How long do we store your data?

We store your data for up to three years after the last interaction.If we pass your details to a Lender then they will have their own data processing policy and data retention policy. You should contact the Lender direct as to how they will treat your data.

Do we review our Privacy Policy?

Yes, we can update our privacy policy without letting you know. We will review this at a minimum annually.

Contact Details

Registered office: 812,Corporate Annex, Next to Udyog Bhavan, Sonawala Rd, Goregaon, Mumbai, Maharashtra 400063.

Contact Number: 9167479999.