Want to reduce your EMI?

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If you have been looking for ways to save for your future, you can switch to the Saish Capital home loan balance transfer option. A home loan balance transfer facility lets you shift your outstanding home loan balance from your existing bank to a new lender, which is offering a lower interest rate which will help you to reduce your monthly cash flow.

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Lowest Interest Rate

By applying for a home loan balance transfer you can avail of the best available interest rate offer for your current profile. HLBT helps you refinance at lower interest rate and reduces interest burden.

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Apply for Top Up

While transferring balance of home loan, you also get option to apply for a top up and/or overdraft. The eligibility is assessed as per your repayment capacity, credit history and lender’s credit policy.

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Reset EMI & Tenure

HLBT helps you reset your loan. Besides lowering interest rate, you can reduce EMIs by part prepaying the principal or extending the loan tenure. You enjoy repayment flexibility.

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Save more with HDFC Home Loan Balance Transfer @ 6.75% p.a

Transfer balance of your existing home loan to HDFC bank and tap the benefit of lowest interest rate offer starting at 6.75% p.a. Currently you can also apply for HLBT top up offer for up to Rs 50 Lakh. Processing fee is nominal for both salaried as well as self-employed individuals.

Frequently Asked Questions

What is Home loan balance transfer?
What are the eligibility criteria for Home loan balance transfer?
What are the benefits of Home Loan balance Transfer?
Will it affect my credit score?
How loan does it take to switch a lender:?
What is the maximum amount that can be transferred?
Do I require a guarantor for a home loan balance transfer?