Health insurance is an insurance product that provides cover for medical and surgical expenses of an insured person, in case of a medical emergency. However, you are required to pay a premium to avail health insurance policy.

You should purchase health insurance so that you don’t lose your lifelong savings while paying for medical bills in a critical situation.

While the eligibility age for health insurance policies differs, the general eligibility age for adults ranges between 18 years up to 65 years.

Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an In-Patient Hospitalization Expenses, Pre-Hospitalization And Post-Hospitalization Expenses, Daycare Expenses, Alternative Treatment, Domiciliary Hospitalization Expenses, Emergency ambulance expenses, organ donor expenses, domiciliary hospitalization, OPD expenses, and more.

Yes, you will be covered for Pre-existing illness.

Yes! Buying health insurance will earn you the eligibility to claim tax benefits under Section 80D of the Income Tax Act, 1961.